Facilitate Global and local payments with ONE integration.
Songhai Exchange by FinCode connects your business directly to global and local payout partners to process cross-border payments. No intermediaries, no bottlenecks. With one API, you own your FX margins and grow your cross-border operations.
Reducing the cost of cross-border payment into and across Africa
Cross-border payments are costly because numerous middlemen sit between the sender and the receiver, especially in Africa. Families and small businesses end up paying more than they should. We built our payment switch to remove those layers and make money move at a fair cost.
Our goal is to create a direct and reliable path for payments from where your customers are to anywhere in the world. Fewer intermediaries mean lower fees, faster settlement, and better control for IMTOs and fintechs.numerous intermediaries
a single API integration
lightning speed, negotiate FX rates with payout partners for better margins, and grow your own cross-border operations.
- Negotiate FX rates with partners to own better margins
- Onboard your own local or global payout partners fast
- Move money within or across 20+ countries and fast growing
- Connect with payout partners with zero technical input on your side
Stop losing time and profits to intermediaries
Songhai Exchange removes the middlemen, connecting you directly to banks and payment partners worldwide and giving you speed, transparency, and total control over your payment operations and FX profits, whether you’re an IMTO, fintech startup, or enterprise handling global settlements.
Your gateway to efficient, controlled and profitable payment processing
Global Reach, Local Efficiency
Seamlessly connect to both domestic and international banks, PSPs, and mobile money operators to process payouts for your business at any volume! No middlemen.
Own Your Margins, Maximise FX Profits
When you process payments through Songhai Exchange, you control the FX and retain the margins. Negotiate directly with banks and payout partners and keep the spread that powers your growth.
Extendible Payout Partner Ecosystem
Choose from our network of trusted banks and payout partners—or onboard your own. You decide who you work with, how you route transactions, and where your profits go.
Full-Service Operational Support
From 24/7 multilingual support to compliance handling, transaction monitoring, reconciliation, and issue resolution, we ensure every payment is delivered securely and efficiently.
Real-Time Settlements
Our real-time, reconciliation engine ensures your transaction volumes and values match those processed by payout partners—down to the last penny. No discrepancies.
Best-in-Class Compliance
Stay aligned with global regulations under our highly configurable compliance engine and expert fraud prevention support.
Earn new revenue streams, expand your footprint.
Embed SHE or white-label the solution to serve your own network of money businesses.
Access a ready network of high-volume payment clients.
Join the Songhai Exchange network. Become a payout partner.
Partner with Songhai Exchange to terminate local and cross-border payments for money service businesses. We provide the infrastructure you need to champion payment processing in your market.
See How CSL Pay Partnered With FinCode to Develop a Pan-African Payment Switching Platform
Fincode positioned CSL Pay as a leader in Pan-African payments, enabling it to scale operations, reduce transaction times, and meet the growing demand for seamless payments into and across Africa.
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