Configure bespoke lending with ease
Not every lending need fits a standard, off-the-shelf product. Our platform lets organisations create tailored lending products quickly and securely, with the flexibility to design schemes that work for their audience.
Empowering meaningful lending products that drive real impact
Governments, NGOs, startups, and financial institutions often require bespoke digital lending schemes to serve specific communities, causes, or markets. Existing platforms cannot accommodate these specialised needs. We built our digital lending solution to fill that gap.
We’re empowering institutions and startups to launch meaningful financial products that can reach underserved markets and drive real impact across Africa.
Distribute loan products via custom channels
Extensive plug and play integrations. Customers access your loan product through a custom web portal or SDK loan mobile application.
- Create your app customer interfacing using our UI components or API
- Seamless eligibility verification and onboarding
- Web, iOS and Android
- Embedded finance
Create and manage loan products
Effectively manage your lending with smart digital tools geared towards securing your business and improving clients’ lending experience.
- Credit decision engine
- KYC and onboarding
- In-life collections management
- CRM integration
Loan origination
Automate and manage your loan application and disbursal process with FinCode’s loan underwriting system.
- Automate data collation
- Digital verification of client’s information
- Integrate third-party solutions into your loan system
Loan repayment
Track and manage loan repayment periods. Principle, interests and fees are broken down into details in amortization schedules.
- Notify clients ahead of loan repayments
- Schedule interest rates for early and late payments
- Comprehensive loan information analytics
Debt factoring
Track and manage debt collection, resell or purchase all from one touchpoint. Designed for easy handling of bad debt.
- Full access to debtors’ data
- Automated debt collection system
- Track communication between your employees and debtors
- Flexibility to retain or resell debt collected
Loan servicing
Automate all loan activities after disbursement; from updating clients’ info to interests, fees, payment notice, and collections.
- Track payments, account statements, and collaterals
- Notify borrowers of payment due dates
- Get a picture of your loan business performance at a glance
Fully Compliant
We own compliance and have done the heavy lifting of reducing the risk of financial fraud so you can run your business smoothly.
Customizable
Our suite of flexible components and APIs lets you build out bespoke functionalities, integrate third-party services and brand your product.
Maximum Security
Prevent unauthorized access to tools using cutting-edge security technologies. Distribute access rights to your staff with varying authorizations.
Reliable
Finslack robust and multi-tenant architecture allows multiple clients’ systems to run concurrently on a central server with 99% system uptime.
See what else you could launch
Savings & Investment
Offer tailored or diverse savings and investment products for individuals and businesses.
Wallet
Deploy a digital wallet solution to let customers store money, coupons and make payments.
Payment Switch
Facilitate cross-border payments for customers or just your business with ease.